Tom is responsible for
helping all of Capital Keystone Groups Consultants out in the field to
find the best product and service that is suitable for each clients
needs that will help plan for their retirement years. After going
through the process of discussing the needs with the customer, Tom then
puts together a proposal to best suit the needs of the client.
Chartered Federal Employee Benefit
9 years in the Insurance Industry
Clients in 28+ States
Assists 45 Other Consultants
Licensed in 11 States and Growing
Their are 3 types of annuities.
Fixed, Indexed and Variable Annuities. We
will only use either Fixed or Indexed Annuities, because they have No
Risk involved. You can not lose any of your principal.
Variable Annuities on the other hand, you can lose all of your account
Hofferber is the Annuity Director for Capital Keystone Group in Waco,
Texas. He is married and has 3 children ages 12, 10, and 6. He has been married for
17 years to his