Capital Keystone Group



Providing your business solutions

With over 30 years in the business, we have developed an in house system to get a steady flow of leads into our offices, use a professional sound phone script to work with customers to find their benefits, and show them how to increase or enhance them for a lifetime of benefits for the customer and to the agents.  We have the solutions "OUR" customers need.

Few Words About Tom Hofferber - Annuity Director

Tom is responsible for helping all of Capital Keystone Groups Consultants out in the field to find the best product and service that is suitable for each clients needs that will help plan for their retirement years. After going through the process of discussing the needs with the customer, Tom then puts together a proposal to best suit the needs of the client.   

  • Chartered Federal Employee Benefit Consultant

  • 9 years in the Insurance Industry

  • Clients in 28+ States

  • Assists 45 Other Consultants within company

  • Licensed in 11 States and Growing

Their are 3 types of annuities.  Fixed, Indexed and Variable Annuities.  We will only use either Fixed or Indexed Annuities, because they have No Risk involved.  You can not lose any of your principal.  Variable Annuities on the other hand, you can lose all of your account value.

Tom Hofferber is the Annuity Director for Capital Keystone Group in Waco, Texas.  He is married and has 3 children ages 12, 10, and 6.  He has been married for 17 years to his wife Carlianne.

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